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Reach out for inquiries or collaborations.

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Answers & Insights

📝 Is there help with my state licensing fees?

Yes! Our agency offers a state licensing fee reimbursement for new agents who complete their training sales and meet certain production requirements within a set time frame. It's a great way to offset your startup costs and begin building your business with added support.

📝 Do I need experience to join?

Nope! Whether you’re brand new, part-time, or just referring people, we provide full training and mentorship, both in-person or online, to help you succeed.

💸 How much does it cost to start?

Just a $125 one time brokerage fee—no monthly fees or any other fees. This keeps start up costs low.

We offer a state licensing reimbursement program that rewards agents who complete required training sales and achieve specific sales targets, earning enough points to qualify for assistance with state licensing costs.

📚 How do I get licensed?

Getting state licensed is straightforward, and we’ll help guide you through every step based on your state’s requirements.

Pre-licensing courses typically cost $100–$200+, but through our exclusive partnership with our preferred pre-licensing partner, you’ll get access to your course for 70-80% off.

We’ll also help you navigate your state’s licensing process, from course registration to scheduling your exam and applying for your license.

💵 How do I get paid?

This is a 1099, commission-based opportunity where you work as an independent contractor. You earn commissions by providing clients with life insurance and retirement solutions like Term, Whole Life, and Indexed Universal Life (IUL) policies along with retirement solutions such as Fixed Indexed Annuities within Qualified Plans like 401(k)s, IRAs, Roth IRAs or Roth 401(k)s, and more.


There’s also the option to build an agency, earning override commissions by training and supporting your team/agency—with our proven business model, refined over 30 years. All compensation is tied only to actual policy sales and service, ensuring full compliance with state insurance regulations.

You can also build residual income through policy renewals, and qualify for bonuses on your own or as an agency.

🧠 What products will I be offering?

We help families and businesses with a range of life insurance solutions—including term, whole life, and indexed universal life—plus qualified plans for retirement, such as Roth or Traditional 401ks, IRAs, among others, and advanced strategies, with living benefits as a foundational part of our offerings.

🏆 What makes you different?

We’re not just another insurance opportunity—we’re a company built on 30+ years of experience, partnered with top-rated national carriers, with a top IMO (Independent Marketing Organization) known for keeping and delivering real promises. All agents are state licensed, carry Errors and Omissions (E&O) insurance, and are backed by a platform designed to help you grow—whether part-time or full-time, or even referral only (state-licensed still required for referral only).

What truly sets us apart? Our access to proprietary products, our focus on living benefits, and our commitment to empowering agents with modern tools, mentorship, and mission-driven leadership to create real impact.

JOIN OUR LIVING BENEFITS CRUSADE! 🧩